Generation Z is increasingly turning to high-risk cryptocurrency investments as traditional wealth-building avenues, such as homeownership, become less accessible. CoinFund's David Pakman highlights that soaring housing costs have made conventional paths to financial stability unattainable for young adults, prompting a shift towards crypto derivatives. The perpetual futures market alone has reached a staggering $100 trillion, reflecting Gen Z's appetite for alternative investment strategies. Recent data shows that only 13% of 25-year-olds own homes, while over half of Gen Z investors hold cryptocurrency assets. This generational shift is driven by economic pressures, including a 67% increase in the home price-to-salary ratio compared to previous generations. The rapid expansion of the crypto derivatives market, particularly in perpetual futures and prediction markets, underscores the changing financial landscape as young investors seek high-risk, high-reward opportunities. The rise of crypto derivatives among Gen Z poses challenges for regulators and traditional financial institutions, as these products offer 24/7 global accessibility and complex leverage mechanisms. As traditional wealth pathways become increasingly blocked, Gen Z's embrace of speculative crypto investments signals a fundamental transformation in global investment patterns.