Crypto lending and card platform Nexo (t.co/ruNfGlbGIk) has clarified that not all user balances are available for immediate spending. Assets held in staking positions or managed investment products are subject to separate exit rules before they can be converted into spendable funds. Additionally, collateral assets backing an active loan cannot simultaneously be used to fund purchases via the platform's card service, creating distinct liquidity constraints across its earning, borrowing, and spending features.