ZeroLend, a multi-chain lending protocol, has announced it will gradually cease operations after approximately three years. The decision comes as a result of declining liquidity across multiple supported chains, disruptions in oracle support, and the protocol's ongoing struggle to achieve sustainable revenue. In response, ZeroLend has set most markets to a 0% Loan-to-Value (LTV) ratio and is urging users to withdraw their assets promptly. Funds locked on certain chains will be returned through timelock upgrades and contract adjustments, with Base chain LBTC users receiving partial refunds.