ZeroLend, a decentralized finance (DeFi) lending protocol, has announced its complete shutdown after three years of operation. The decision comes amid mounting operational pressures, including inactive blockchain networks, thin profit margins, and persistent security threats. The team has assured users that all assets remain secure during the withdrawal process, with loan-to-value ratios set to 0% to prevent new borrowing. The protocol faced significant liquidity challenges on networks such as Manta Network, Zircuit, and X Layer, which saw reduced user activity and capital migration. Despite efforts to reverse these trends through incentive programs and partnerships, ZeroLend could not sustain operations. The team has also committed to a partial refund program for victims of a previous exploit, using their allocation of Linea tokens. ZeroLend's closure underscores the challenges of maintaining multi-chain DeFi applications and highlights the importance of sustainable economic models and robust security measures. The responsible wind-down approach sets a precedent for future protocol closures in the DeFi industry.