XRP's potential rally to $10 by 2027 hinges on two critical factors, according to market expert Sam Daodu. Daodu emphasizes that U.S. regulatory clarity and significant institutional capital inflows are essential for XRP to reach this target. Currently, regulatory uncertainty, particularly the stalled CLARITY Act, remains a major obstacle for institutional investors. Despite some positive indicators, such as consistent ETF inflows and significant on-chain activity, Daodu notes these are not yet at the scale needed for a substantial price increase. He highlights the importance of the next 60 days, particularly the Senate Banking Committee's actions before May 21, as pivotal for XRP's future price trajectory. Without these developments, XRP's price may remain capped around $3, unless a broader Bitcoin rally occurs.