XRPL developer Bird has reignited a debate within the XRP community regarding the ideal amount of XRP to hold. Bird argues that the right amount of XRP is highly personal and should be based on individual circumstances rather than a fixed number. Factors such as cost of living, personal goals, and responsibilities make universal XRP targets misleading. Bird often references 10,000 XRP as a rough guideline, suggesting that if XRP reaches double-digit values, this could represent a significant valuation. However, he stresses that this figure can vary greatly in significance depending on one's country and personal financial situation. Bird's message is clear: investors should focus on their own financial realities rather than viral social media targets. The discussion highlights two perspectives within the community: one advocating for heavy accumulation and another emphasizing strategic planning and financial literacy. Bird's stance underscores the importance of personal context in determining the right amount of XRP to hold, reminding investors that financial goals are inherently personal and should align with individual plans and risk tolerance.