Analysts forecast that XRPL DeFi will spearhead market growth in 2025, bolstered by institutional-grade protocols and regulatory compliance. Ripple Labs, in collaboration with institutions such as Franklin Templeton, is pivoting towards utility-driven assets, indicating a waning interest in meme coins. The anticipated development of XRP ETFs and significant institutional inflows are set to transform crypto finance, with Ripple's $500 million funding further enhancing ecosystem expansion.