XRP is witnessing significant whale accumulation, with approximately 30 million tokens being amassed, signaling growing institutional interest. This activity coincides with a 2.91% decline in exchange reserves, suggesting reduced sell-side pressure and tighter liquidity, which could mitigate immediate downside risks. Additionally, the NVT (Network Value to Transactions) ratio has dropped by 78.5%, indicating increased transactional activity relative to market value. Historically, such a decline in NVT is associated with undervaluation and potential price recovery, pointing to improving on-chain fundamentals for XRP.