Ripple's XRP has soared to a new all-time high of $3.65 after the U.S. House of Representatives passed the GENIUS Act and the CLARITY Act. These bills are crucial for digital asset regulation, with the GENIUS Act establishing a federally regulated stablecoin system and the CLARITY Act enhancing transparency and consumer protection. The legislative progress is expected to reduce regulatory uncertainty, benefiting XRP, which has been embroiled in a legal dispute with the SEC. XRP's market cap has exceeded $200 billion, and derivatives trading has surged, reflecting increased market confidence.