The entry requirement for the top 10% of XRP holders has dropped from $6,000 to $3,000 since Q4 2025, following a significant decline in XRP's price. This reduction is attributed to a broader market downturn that has wiped $1.45 trillion from the global crypto market since October 2025. XRP's price has halved from $2.84 to $1.40, leading to a 50% decrease in its market cap from $170.5 billion to $85 billion. The downturn has made XRP more accessible, with a $20,000 investment now yielding over 14,000 tokens, compared to just over 7,000 in October 2025. The top 10% of XRP holders now require 2,208 XRP, valued at $3,091, down from 2,362 XRP worth $6,708. Other tiers, including the top 5%, 1%, and 0.1%, have also seen reduced entry requirements. Despite the market challenges, the number of XRP wallets has increased, reaching 7,735,932.