The number of XRP wallets holding between 1,000 and 100,000 tokens has reached a historical high of 1.1 million, despite a 52% price drop since October 2025. This increase in retail participation comes as the XRP price hovers around $1.35. Since the downturn began, 77,500 new retail wallets have been added, accumulating over 500 million XRP. Data from Santiment highlights that wallets holding 1,000 to 10,000 XRP now total 806,230, while those with 10,000 to 100,000 XRP stand at 299,360. This growth reflects a significant rise in retail investor interest, even as larger whale addresses show mixed trends. While some whale addresses have reduced their holdings, others have increased their cumulative balance significantly.