XRP's price projections have sparked speculation about early retirements, according to analyst John Squire. The optimism stems from increasing institutional adoption, including XRP ETFs from Franklin Templeton, Grayscale, and Bitwise, and growing corporate treasury usage. Analysts predict XRP could reach $80–$200 by 2035–2040, with some models suggesting a potential $1,000 price. Holding 5,000 or 10,000 XRP could yield significant returns, potentially reaching $5 million or $14 million. Recent XRP ETF launches have already attracted over $520 million in inflows, with expectations of up to $10 billion in the near future.