XRP is gaining prominence as a crucial link between blockchain technology and traditional finance amid the global shift to the ISO 20022 standard. Ripple's integration with ISO 20022-compatible messaging systems and partnerships with major institutions such as Santander and SBI Holdings underscore XRP's role in facilitating real-time, cost-effective cross-border transactions. Additionally, Ripple's membership in the ISO 20022 organization and recent regulatory advancements are bolstering institutional trust in XRP as a compliant liquidity solution.