Ripple's XRP is gaining traction as a potential cornerstone of global financial systems, with major payment giants like Visa, Mastercard, and American Express reportedly exploring its blockchain technology. The XRP Ledger is recognized for its fast, secure, and cost-effective cross-border transaction capabilities. Industry figures Pumpius and Lord Belgrave highlight its increasing integration into major payment infrastructures, suggesting a significant role for XRP in the future of money.