XRP is set for a potential 12% to 18% rally in November, driven by a bullish fractal pattern and significant on-chain activity. Despite a 7.5% decline in October, XRP rebounded 109% from mid-month lows, buoyed by Evernorth's $1 billion XRP treasury purchase and Ripple's strategic moves. On-chain data reveals record XRP withdrawals, with a net position change of 2.78 million, indicating strong accumulation by large holders. This trend reduces sell-side pressure and supports a price target between $2.75 and $3.00, aligning with key Fibonacci retracement levels. Additionally, a liquidity cluster around $2.68 could trigger short squeezes, further propelling XRP's price upward.