The XRP Ledger has experienced a 7% increase in total value locked (TVL), reaching $75.89 million, as decentralized finance (DeFi) activities gain momentum. Platforms such as OpenEden and Doppler Finance have contributed to this growth, with decentralized exchange trading volumes hitting $4.23 million in the past 24 hours. In addition to DeFi expansion, XRP Healthcare has announced the launch of the XRPH Wallet in the U.S. and East Africa, aiming to serve over 400,000 healthcare locations. The XRP Ledger is also advancing with the ISO 20022 standard to enhance digital asset messaging and tokenization capabilities.