XRP is on track to record its first yearly loss since 2022, with a decline of over 10% in 2025. The cryptocurrency has experienced two consecutive monthly losses and is likely to see a third in December. The broader market downturn, which has wiped out $1.33 trillion since October, has significantly impacted altcoins, including XRP. Despite the current downturn, analysts remain optimistic about XRP's future. They highlight that XRP has not experienced two consecutive years of losses since 2019. Notably, after previous declines, XRP has shown strong recovery, such as the 81.51% rebound in 2023. Analysts, including Zach Rector, anticipate a bullish trend in 2026, supported by over $1 billion in inflows into XRP ETFs, suggesting a potential breakout year ahead.