XRP enters November, historically its second-best month, with an average gain of 88%. The cryptocurrency is currently testing the $2.60–$2.70 resistance level as it trades at $2.50. Key upcoming events include a November 1 decision on a banking license and several pending XRP ETF filings, which could influence price movements. Historical data indicates strong November performances in years like 2020, 2017, and 2013, although declines were noted in 2021 and 2019. Analysts suggest that a close above $2.70 could pave the way for a rise to $3.20, with the U.S. banking license and ETF approvals being potential catalysts for a price surge.