XRP has experienced a 35% decline over the past three months, currently trading at $1.86. However, recent developments such as the launch of an XRP ETF and Ripple's conditional banking license approval are seen as positive indicators for future growth. Analysts highlight XRP's potential in tokenization and integration with X Money, which could significantly boost its value. Frank Lazarus, CEO of DTCC, has noted increasing interest in tokenizing assets like ETFs and indices, which could benefit XRP. Google Gemini projects that if XRP captures 10-15% of the cross-border payments market, its price could rise to $6–$15. Furthermore, the potential for tokenization could drive XRP's price to $30–$50, while full integration with X Money might push it to $50–$100.