XRP is nearing the $3 mark, trading between $2.83 and $2.85, following the resolution of the SEC lawsuit against Ripple with a civil penalty in August 2025. This development has reduced regulatory uncertainty, providing a boost to the cryptocurrency's market sentiment. The market is also abuzz with discussions on potential crypto ETF rule changes that could extend beyond Bitcoin and Ether, further fueling optimism. Whale accumulation and Ripple's expansion of its On-Demand Liquidity service are additional factors driving the price. Analysts indicate that sustained trading above $3.00-$3.10 could lead to a test of previous highs, although resistance levels and speculative forecasts of a $5 price by October remain points of caution.