Wall Street analyst Rob Cunningham forecasts that a $15,000 investment in XRP DeFi could grow to over $1 million within a decade. This projection hinges on Ripple's enhancements to the XRP Ledger, including compliance tools, a native lending system, and privacy features. Cunningham's model anticipates a 50% annual compound growth rate for XRP and a 5% yield from staking in Ripple's RLUSD stablecoin. Additionally, Axelar Network's mXRP liquid staking token has already secured $6.5 million in locked value, offering investors a 10% annual yield. These developments underscore the potential for significant growth in the XRP DeFi ecosystem.