Visa is piloting the use of stablecoins for cross-border business payments through its Visa Direct platform. This initiative allows businesses to pre-fund accounts using stablecoins such as USDC and EURC, aiming to cut settlement times from days to minutes. The trial also enables recipients to receive payments in their local currency. Visa plans to offer limited public access to this service by April 2026, focusing on expanding stablecoin applications in card payments and settlements without issuing its own stablecoin.