Vietnam's Ministry of Finance has proposed an amendment to the Law on Support for Small and Medium-sized Enterprises (SMEs) to allow digital and virtual assets to be used as collateral for loans. This draft amendment, submitted on June 1st, aims to enable domestic credit institutions to accept these assets as valid collateral, potentially increasing access to financing for SMEs, which currently make up over 98% of registered enterprises in Vietnam but receive only 19% to 20% of total bank loans. The proposed changes, which include revisions to Article 8 to accept movable property, intellectual property, future assets, and digital assets as collateral, are expected to be reviewed by the National Assembly in October 2026, with implementation slated for July 1, 2027.