USDe, a stablecoin launched less than two years ago, has reached a circulation of over $14 billion as of September 23, 2025, positioning it as the third-largest stablecoin globally, following USDT and USDC. USDe now commands nearly 40% of the stablecoin market share, excluding the top two competitors. The rapid growth of USDe is driven by its high yield model and delta-neutral strategy, which utilizes ETH/BTC spot and futures positions to ensure value stability while generating returns. Despite its success, the stablecoin faces challenges related to funding rate risks, centralized custody, and liquidity issues.