USD.AI, developed by Permian Labs, has launched a stablecoin protocol on Arbitrum, backed by $13.4 million in Series A funding. The protocol introduces decentralized credit for AI, utilizing GPU hardware for collateralized lending. During its private beta, USD.AI attracted $50 million in deposits, indicating strong investor interest. The initiative aims to redefine decentralized finance (DeFi) by integrating AI innovations with GPU-backed credit models. Users are offered points linked to future airdrops and token sale opportunities. While the crypto community remains cautiously optimistic, no official regulatory comments have been made yet. Analysts suggest USD.AI's model could influence regulatory frameworks and asset management strategies in DeFi markets.