U.S. retirement funds are contemplating allocating 0.5% to 1% of their portfolios to cryptocurrencies, according to Ira Auerbach, former head of digital assets at Nasdaq. This potential move is expected to increase demand for stablecoins, which are closely linked to market cycles. As stablecoin issuers face tighter regulations, many are shifting operations onshore to comply with U.S. Countering the Financing of Terrorism rules. This trend is further accelerated by the upcoming 2026 GENIUS Act, which adds urgency to these regulatory adjustments.