Jonathan Gould, head of the U.S. Office of the Comptroller of the Currency, has dismissed fears that stablecoins could trigger a banking crisis. Speaking at the American Bankers Association Annual Convention, Gould assured that any significant deposit shifts due to stablecoins would not happen suddenly or unnoticed. Despite warnings from major banks about potential impacts of the GENIUS Act, Gould emphasized that stablecoins could offer smaller banks new digital payment opportunities, urging them to see the technology as a competitive advantage.