U.S. lawmakers have formally urged the SEC to permit Bitcoin and other digital assets in 401(k) retirement plans, highlighting a potential $12.5 trillion market opportunity. On December 11, a letter was sent to SEC Chairman Paul Atkins in support of an executive order from August 2025 aimed at updating investment rules for retirement plans. Analysts predict that even a modest allocation of 1–3% of 401(k) funds to Bitcoin could propel its price to $250,000. Companies like ForUsAll have already partnered with Coinbase Institutional, allowing employees to allocate up to 5% of their 401(k) savings into cryptocurrencies.