The U.S. House of Representatives has introduced the American Reserve Modernization Act of 2026 (ARMA), a bipartisan bill proposing to include Bitcoin in the U.S. government's strategic reserves with a mandatory 20-year lock-up period. Unlike the previous BITCOIN Act, ARMA does not mandate the purchase of one million BTC but focuses on incorporating Bitcoin acquired through criminal and civil forfeitures.
The bill outlines that Bitcoin in the strategic reserve cannot be sold, exchanged, or otherwise disposed of for 20 years. After this period, the Treasury Secretary may recommend selling up to 10% of the reserve every two years. Additionally, the bill mandates quarterly public disclosures and third-party audits of the government's Bitcoin holdings. Proponents argue this approach modernizes the national reserve system by holding strategic digital assets long-term.
U.S. House Introduces Bill to Lock Up Bitcoin Reserves for 20 Years
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