The U.S. crypto ETF market experienced significant growth in 2025, driven by the SEC's introduction of new universal listing criteria for commodity-based funds. These criteria align with global standards such as the EU's MiCA regulation. Spot Bitcoin ETFs attracted $57.7 billion by mid-December, marking a 59% increase from January 2024. Ethereum ETFs, launched in July 2024, garnered $12.6 billion in inflows. The SEC's streamlined approval process also facilitated the rise of XRP and Solana ETFs. Major financial institutions like Vanguard and U.S. Bank have begun offering crypto asset classification-based products to both retail and private clients, signaling a broader acceptance of digital assets on Wall Street.