U.S.-based crypto platform Uphold is set to introduce digital asset-backed loans in December, initially in Florida. Users will be able to borrow against cryptocurrencies including XRP, ETH, BTC, and USDC. This move marks a significant expansion of Uphold's financial services offerings. In parallel, the first pure spot XRP ETF could be approved on November 13. Canary Capital has filed an updated S-1 with the SEC, removing a delaying amendment, which could lead to automatic approval after 20 days, contingent on Nasdaq's approval of Form 8-A. Additionally, Western Union is planning to launch a Solana-based stablecoin, USDPT, next year. Meanwhile, Cardano's Charles Hoskinson has criticized Peter Schiff for his inaccurate Bitcoin price predictions, calling them irrelevant.