Uphold is set to expand its XRP offerings with the relaunch of its debit card, providing up to 10% cashback in XRP for users with direct deposit. Announced by Uphold's US President Nancy Beaton, the company is also collaborating with Exactly Protocol to launch a DeFi lending pool by Q4 2025. Additionally, Uphold plans to introduce a credit card enabling spending against collateralized assets. The new initiatives include earning 4% interest on USD deposits, with up to $2.5 million in FDIC insurance. Uphold also aims to launch tokenized deposits backed by real USD on blockchain in 2025, enhancing its financial product suite.