The latest XRP rich list update shows that the top five wallets, each holding at least 1 billion XRP, collectively control over 7.4 billion XRP. Additionally, 22 wallets with balances ranging from 500 million to 1 billion XRP hold more than 12 billion XRP, underscoring the concentration of XRP among large holders. In contrast, 1,446 smaller accounts, each holding between 1 million and 5 million XRP, collectively manage nearly 2.7 billion XRP. Over 1.3 million wallets hold less than 20 XRP each, contributing just under 17 million XRP to the total supply.