Analysts have identified five cryptocurrencies that could benefit from anticipated U.S. Federal Reserve rate cuts. Leading the list is Digitap ($TAP), praised for its omni-bank app and deflationary token model. XRP and HBAR are recognized for their strong enterprise adoption and stable use cases. Meanwhile, XPL and HYPE are noted for their potential in stablecoin infrastructure and decentralized finance (DeFi) sectors, respectively. These coins are ranked based on their real-world utility, market performance, and growth potential.