StakeStone has announced a significant brand upgrade alongside the release of its Whitepaper 2.0, aiming to establish a native crypto digital bank. The updated whitepaper introduces a new technical architecture that includes account abstraction (EIP-7702), gasless transactions, and social login features. Additionally, a 'tiered liquidation' system is set to enhance real-time processing capabilities for cross-border payments, peer-to-peer transfers, and micro-payments. The protocol seeks to lower entry barriers for global yield networks through its on-chain yield layer. Furthermore, StakeStone plans to develop a machine-native payment layer for AI and IoT applications using the AP2 and x402 protocols. To engage in governance and access related rights, users are required to convert STO tokens to veSTO.