Stablecoins are emerging as a viable alternative for savers amid declining global interest rates, offering yields that surpass traditional bank accounts. The European Central Bank, Bank of England, and Federal Reserve have all reduced rates this year, diminishing returns for conventional savings. In response, platforms like Coinbase have introduced competitive yields, such as up to 4.5% on USDC for Canadian users, to attract mainstream adoption. Despite this growth potential, stablecoins face challenges, including regulatory scrutiny and the need for increased public awareness.