Stablecoins, while dominant in utility, are facing challenges in capital efficiency. Currently, $270 billion in stablecoin reserves, termed "Lazy Money," generate $9.7 billion in annual interest for centralized issuers, leaving users to bear the associated risks. The industry is shifting towards the "Productivity Meta," aiming to reclaim these funds for decentralized autonomous organization (DAO) treasuries, decentralized exchange (DEX) liquidity, and neobank balances. Emerging infrastructure solutions, such as vertical platforms like HyENA and horizontal "Yield-as-a-Service" layers like Solomon Labs, are being developed to provide native yield opportunities. These innovations aim to enhance capital efficiency without the need for wrapping or changing tickers, addressing the $300 billion efficiency gap in the stablecoin market.