The "Stablecoin Utility Report 2026," released by BVNK in collaboration with Coinbase and Artemis, reveals a significant shift in the role of stablecoins, now valued at approximately $300 billion. The report, which surveyed 4,658 respondents across 15 countries, indicates that 54% of crypto users held stablecoins in the past year, with 56% planning to increase their holdings in the coming year. On average, respondents allocate about one-third of their savings to crypto assets and stablecoins. The report highlights that freelancers and merchants receive about 35% of their annual income in stablecoins, with nearly 75% noting improved cross-border work capabilities. This trend underscores the growing use of stablecoins in payments, compensation, and savings, marking a transition from speculative assets to essential financial tools.