South Korean retail investors, known as the "ant tribe," are increasingly turning to high-risk assets such as cryptocurrencies and leveraged ETFs. This shift is driven by soaring real estate prices and economic anxiety. Over the past five years, the scale of margin loans among these investors has doubled, with over 80% of crypto trades involving altcoins. Many aim to accumulate wealth for home purchases. The surge in high-risk investments is impacting the financial system, leading to bank deposit outflows and increased market volatility. Following the government's tightening of real estate loan policies, retail investors' risk appetite has further intensified.