Central banks, including the European Central Bank (ECB), are not adopting Ripple's XRP Ledger for retail Central Bank Digital Currencies (CBDCs) like the digital euro. However, Ripple's technology is being evaluated for wholesale CBDC systems. According to a recent analysis, the ECB's Annex 2 document reveals that the Bank of France and other European central banks are experimenting with Ripple's permissioned network for interbank transactions. These tests focus on Ripple's capability to facilitate fast, compliant, and secure settlements between financial institutions. While the digital euro, anticipated for a 2029 launch, will operate as a centralized digital currency without blockchain, Ripple's technology may serve as a bridge for efficient interbank money movement, rather than directly powering retail CBDCs.