David Schwartz, co-creator of the XRP Ledger and former CTO of Ripple, will step back from his current role at the end of 2025, transitioning to CTO Emeritus. Schwartz, who described his tenure as 'wild,' will now serve as a strategic advisor at Evernorth, a regulated investment platform. His new role focuses on expanding XRP's integration into decentralized finance and capital markets, aligning with his vision for global financial system integration.