Ripple has announced a $50 million strategic investment to advance the XRP Ledger, aiming to transform it into a comprehensive institutional-grade crypto toolkit. This development comes as Ripple's valuation reaches $400 billion, highlighting its significant market presence. The company's stablecoin, RLUSD, has achieved a market cap exceeding $10 billion and a payment volume of $950 billion within a year. Ripple's future plans include introducing new features such as a lending protocol to boost XRP's utility. These enhancements are part of Ripple's strategy to drive substantial value growth for XRP by the early 2030s, positioning it as a key player in the evolving crypto landscape.