Ripple has submitted new proposals to the SEC, seeking expanded regulatory treatment for XRP and RLUSD. The blockchain company aims to have these tokens recognized similarly to Bitcoin and Ethereum within institutional markets. Ripple's recommendations include treating stablecoins as reliable collateral and creating a "Qualified Payment Stablecoins" category to enhance compliance standards. The proposals also advocate for on-chain ownership recognition to streamline asset management in regulated environments. The submission follows Ripple's March meeting with SEC officials, where they discussed digital asset regulation. Ripple's efforts come amid increased scrutiny from Congress regarding its banking activities, with Senator Elizabeth Warren questioning the operations of Ripple National Trust Bank. Despite this, Ripple continues to push for clearer regulatory frameworks to integrate its tokens into the U.S. financial system.