Ripple anticipates a significant shift in the financial landscape, predicting that institutional holdings in digital assets will surpass $1 trillion by 2026. Ripple President Monica Long highlighted the role of regulated stablecoins in transforming crypto from speculative assets to core financial infrastructure. She emphasized that stablecoins will become the default for global settlements, particularly in B2B payments, as they offer real-time liquidity and cash-flow efficiency. Long also projected that by 2026, half of Fortune 500 companies will have formalized digital asset strategies, actively participating in tokenized assets and stablecoins. She noted that the convergence of blockchain and AI will enhance usability and integration, making crypto foundational to global finance. Additionally, she foresees 5-10% of capital markets settlement moving onchain, driven by regulatory momentum and stablecoin adoption.