Ripple's XRP is currently trading around $1.47, with a market cap near $85 billion, as it battles to overcome resistance levels between $1.80 and $1.95. Despite resolving legal issues in late 2025, XRP has struggled to maintain upward momentum, facing significant selling pressure near the $2 mark. Analysts suggest that without increased institutional adoption, XRP could fall to $1.25 before finding support. Meanwhile, Mutuum Finance (MUTM) is gaining attention as a promising altcoin. The DeFi protocol aims to modernize lending and borrowing, having raised over $20.5 million in its presale. With a 300% price increase from $0.01 to $0.04, MUTM is attracting investors with its rapid growth and institutional-grade infrastructure, positioning itself as a potential high-utility opportunity for 2026.