Ripple is reportedly considering an initial public offering (IPO) in 2026, with analysts estimating the company's valuation could reach $50 billion. This move is seen as part of Ripple's strategy to enhance its governance and strengthen banking relationships, thereby increasing the utility of its XRP token in liquidity management. Despite the speculation, Ripple's CEO Brad Garlinghouse has stated there are no immediate plans for an IPO. Market participants are closely monitoring XRP's price movements in response to these developments.