Ripple's CTO Emeritus, David Schwartz, has challenged the overly optimistic price forecasts for XRP circulating within the community. On January 30, Schwartz addressed these speculations, emphasizing that the current market value of XRP does not support predictions of the token reaching $50 or $100. He argued that if rational investors believed there was a significant chance of such price levels, they would not sell at current prices, indicating a disconnect between online claims and actual market behavior. Currently, XRP is trading near $1.75, having dropped over 8% in the past week and about 44% over the last year. Despite this, there are positive developments, such as U.S. spot XRP ETFs attracting nearly $92 million in net inflows in January. Additionally, 42 new wallets holding at least one million XRP have emerged since the start of 2026, suggesting accumulation by large holders. This market reality, alongside Schwartz's analysis, offers a more realistic perspective against extreme price predictions.