Ripple's Director of Corporate Adoption, Odelia Torteman, has confirmed that major financial institutions, including Mastercard, BlackRock, and Franklin Templeton, are actively exploring the XRP Ledger (XRPL). This interest underscores XRPL's role as a key infrastructure for financial services, with XRP serving as a bridge asset for cross-asset settlements. Torteman highlighted XRPL's appeal to enterprises due to its built-in automated market maker, decentralized exchange functionality, and compliance tools. Recent partnerships have expanded institutional use of RLUSD on XRPL, with initiatives like tokenized lending and trading solutions involving Franklin Templeton and DBS, and RLUSD stablecoin settlements for Mastercard card payments. These developments suggest that XRP is not only a tradable asset but also a crucial component in blockchain solutions for large-scale financial applications, enhancing liquidity and capital efficiency for institutional players.