Ripple CEO Brad Garlinghouse has expressed strong confidence in the passage of the Clarity Act, estimating a 90% chance it will be enacted by the end of April. This optimistic outlook surpasses current prediction market odds, which are less bullish. Garlinghouse attributes the momentum to White House pressure and growing industry support, emphasizing the need for U.S. leadership in crypto regulation. Despite the optimism, the Clarity Act faces hurdles, particularly Senate disagreements over stablecoin reward provisions. Garlinghouse highlighted the importance of regulatory clarity for traditional banks, which are increasingly eager to compete with crypto-native firms under clear rules. The Ripple CEO's stance reflects a broader industry push for pragmatic progress over perfection in regulatory frameworks.