Ripple CEO Brad Garlinghouse expressed confidence that XRP will be included in the White House's cryptocurrency reserves. In an interview with Bloomberg, Garlinghouse also predicted that the U.S. Securities and Exchange Commission (SEC) might approve an XRP exchange-traded fund (ETF) before the end of the year, describing the development as "inevitable." Currently, the SEC is reviewing over 11 XRP ETF applications, including those from Franklin Templeton, Bitwise, and Canary. The SEC has delayed its decision on Franklin Templeton's application until November, indicating ongoing regulatory scrutiny.